TERMS & CONDITIONS

1. Acceptance of Terms

By accessing and using the gm108 website and services (collectively, the "Platform"), you acknowledge and agree to comply with these Terms and Conditions, our Privacy Policy, and all applicable laws and regulations of the Republic of Indonesia. These terms apply to all users of the Platform, including but not limited to visitors, registered members, and any other users of our services.

gm108 reserves the right to modify, amend, or update these Terms and Conditions at any time without prior notice. Any changes will be effective immediately upon posting on the Platform. It is your responsibility to review these terms periodically. Your continued use of the Platform after any modifications constitutes acceptance of the revised terms.

2. Definitions

For the purposes of these Terms and Conditions, the following definitions apply:

• "Platform" refers to the gm108 website, mobile applications, and all associated services and features.
• "User," "You," or "Your" refers to any individual who accesses or uses the Platform.
• "Account" refers to the registered user account created by you on the Platform.
• "Services" refers to all gaming, betting, and entertainment services provided by gm108, including but not limited to sports betting, casino games, live dealer games, and specialty games.
• "Funds" refers to money deposited by you into your Account for the purpose of wagering on the Platform.
• "Bonus" refers to promotional credits, free bets, free spins, or other incentives provided by gm108 subject to specific terms and wagering requirements.
• "KYC" refers to Know Your Customer verification procedures required to confirm your identity.
• "Indonesian Rupiah" or "IDR" or "Rp" refers to the official currency of the Republic of Indonesia.

3. Eligibility Requirements

To register an account and use the services provided by gm108, you must meet all of the following eligibility requirements:

3.1 Age Requirement

You must be at least 21 years of age or the legal age of majority in your jurisdiction, whichever is greater. gm108 strictly prohibits underage gambling. We reserve the right to request proof of age documentation at any time. Accounts found to be held by individuals under 21 years of age will be immediately suspended, and all funds and winnings will be forfeited.

3.2 Residency and Jurisdiction

You must be a legal resident of Indonesia or physically located within Indonesia at the time of account registration and service usage. You are responsible for ensuring that your use of the Platform complies with all applicable local, state, and national laws and regulations in your jurisdiction.

3.3 Legal Capacity

You must have the legal capacity to enter into a binding contract. You must not be prohibited by any applicable law from participating in online gaming activities. You must not be acting on behalf of a third party or using the Platform for any commercial purposes.

3.4 Single Account Requirement

Each user is permitted to hold only one account with gm108. Creating multiple accounts (also known as "duplicate accounts") is strictly prohibited. If we detect that you have opened or attempted to open more than one account, all accounts may be suspended or closed, and all funds and winnings may be forfeited.

4. Account Registration and Security

To access the full range of services offered by gm108, you must complete the registration process and create a user account.

4.1 Registration Information

During registration, you must provide accurate, current, and complete information, including but not limited to:

• Full legal name as it appears on your government-issued identification
• Date of birth
• Valid email address
• Mobile phone number
• Residential address within Indonesia
• Preferred username and secure password

You agree to promptly update your account information if any of the provided details change. Providing false, misleading, or fraudulent information is grounds for immediate account termination.

4.2 Identity Verification (KYC)

gm108 is committed to preventing fraud, money laundering, and underage gambling. As part of our compliance procedures, you may be required to complete a Know Your Customer (KYC) verification process. This may include providing:

• A clear, legible copy of your Indonesian National Identity Card (KTP)
• A recent selfie photograph holding your ID next to your face
• Proof of address (utility bill, bank statement, or official government document dated within the last 3 months)
• Additional documentation as requested by gm108 to verify your identity or source of funds

Failure to provide requested verification documents within a reasonable timeframe may result in account suspension and withdrawal restrictions. All documents are handled in accordance with our Privacy Policy and applicable data protection regulations.

4.3 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials (username and password). You must not share your login information with any third party. You agree to immediately notify gm108 if you become aware of any unauthorized access to or use of your account. gm108 will not be liable for any losses arising from unauthorized account access due to your failure to maintain account security.

5. Deposits and Withdrawals

gm108 facilitates secure financial transactions through a variety of payment methods tailored to the Indonesian market.

5.1 Deposits

You may fund your account using the following methods:

• Indonesian Bank Transfer: Direct transfers via major Indonesian banks including BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, Bank Syariah Indonesia (BSI), and Bank Permata.
• E-Wallets: Instant deposits via OVO, DANA, GoPay, ShopeePay, and LinkAja.
• Credit/Debit Cards: Visa and Mastercard where available and subject to issuer approval.

All deposits are processed in Indonesian Rupiah (IDR). There are no deposit fees charged by gm108, though your financial institution may impose their own transaction charges. Minimum and maximum deposit limits apply per transaction and per payment method. Deposit limits are displayed during the deposit process and may be adjusted by gm108 at any time.

Deposits are typically credited to your account instantly or within minutes. If a deposit does not appear in your account within a reasonable timeframe, contact customer support with your transaction reference number.

5.2 Withdrawals

You may request to withdraw funds from your account balance at any time, subject to the following conditions:

• Your account must be fully verified (KYC completed).
• You must meet any applicable wagering requirements associated with bonuses or promotions.
• Withdrawals must be made to a payment method registered in your name.
• Withdrawals will be processed to the same payment method used for deposits wherever possible, in accordance with anti-money laundering regulations.

Withdrawal processing times vary by payment method but typically range from 5 minutes to 24 hours during business hours (Western Indonesia Time, UTC+7). gm108 reserves the right to conduct additional security checks on withdrawal requests, which may extend processing times. There are no withdrawal fees imposed by gm108 for standard withdrawals, though your financial institution may charge receiving fees.

Minimum and maximum withdrawal limits apply per transaction and per payment method. These limits are displayed during the withdrawal process and may be adjusted based on your account status and transaction history.

5.3 Anti-Money Laundering

gm108 maintains strict anti-money laundering (AML) policies. We reserve the right to investigate any suspicious transactions or account activity. Accounts involved in suspected money laundering or fraudulent activity will be immediately suspended and reported to the appropriate authorities.

6. Bonuses and Promotions

gm108 offers various bonuses, promotions, and loyalty rewards to enhance your gaming experience. All bonuses are subject to specific terms and conditions, which are detailed on the promotions page and must be read carefully before claiming any offer.

6.1 Bonus Terms

Unless otherwise specified, the following general terms apply to all bonuses:

• Bonuses are available only to eligible players who meet the specified criteria for each promotion.
• Each bonus is subject to wagering requirements (also known as playthrough or rollover requirements), meaning you must wager the bonus amount a specified number of times before it can be converted to withdrawable cash.
• Different games contribute different percentages toward wagering requirements (e.g., slots typically contribute 100%, while table games may contribute less).
• Bonuses have expiration dates. Unused bonus funds or those that do not meet wagering requirements within the specified timeframe will be forfeited.
• Maximum bet limits apply when playing with bonus funds. Exceeding these limits may result in bonus forfeiture.
• Bonuses are intended for recreational players. Bonus abuse, including but not limited to arbitrage betting, coordinated play, or any strategy designed to exploit promotional offers, will result in bonus forfeiture and potential account closure.

6.2 Promotion Abuse

gm108 reserves the right to refuse, withhold, or withdraw any bonus or promotion if we suspect abuse, fraud, or breach of the bonus terms. This includes the right to void any winnings derived from bonus play if the terms have been violated.

7. Gameplay Rules and Conduct

When using the gm108 Platform, you agree to abide by all gameplay rules and conduct yourself in a responsible and lawful manner.

7.1 Sports Betting

All sports betting markets, odds, and results are determined by gm108 based on official sources and league regulations. Bets are settled according to the official result as declared by the governing body of the relevant sport. gm108 reserves the right to void or cancel bets in the event of obvious errors, technical malfunctions, or match-fixing allegations.

7.2 Casino Games

All casino games, including slots, table games, and live dealer games, use certified Random Number Generators (RNG) or live results to ensure fair and unbiased outcomes. Game rules, Return to Player (RTP) percentages, and payout structures are available within each game. gm108 is not responsible for game malfunctions, and any bets placed during a malfunction will be voided.

7.3 Responsible Gaming

gm108 is committed to promoting responsible gaming. We provide tools to help you manage your gaming activity, including deposit limits, loss limits, session time limits, and self-exclusion options. For more information, please visit our Responsible Gaming page. You are encouraged to set limits and gamble only what you can afford to lose. Gaming should be a form of entertainment, not a source of income.

8. Prohibited Activities

The following activities are strictly prohibited on the gm108 Platform:

• Using the Platform if you are under 21 years of age or the legal age of majority in your jurisdiction.
• Creating multiple accounts or allowing others to use your account.
• Providing false, misleading, or fraudulent information during registration or verification.
• Using VPN, proxy servers, or other methods to disguise your location.
• Colluding with other players or engaging in chip dumping, match-fixing, or any form of cheating.
• Using bots, automated software, or any tools designed to manipulate or exploit the Platform.
• Engaging in abusive, offensive, or harassing behavior toward other players or gm108 staff.
• Attempting to hack, reverse engineer, or interfere with the Platform's software or security measures.
• Using the Platform for money laundering or any illegal activity.
• Chargebacks or fraudulent payment disputes. Any account involved in a chargeback will be immediately suspended.

Violation of any prohibited activity may result in immediate account suspension, forfeiture of funds and winnings, and potential legal action.

9. Limitation of Liability

To the fullest extent permitted by law, gm108 and its affiliates, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform, including but not limited to loss of profits, loss of data, loss of goodwill, or any other intangible losses.

gm108 provides the Platform "as is" and "as available" without any warranties, express or implied. We do not guarantee that the Platform will be uninterrupted, secure, or error-free. Technical issues, server downtime, and game malfunctions may occur, and gm108 will not be held liable for any losses resulting from such events.

In no event will gm108's total liability to you exceed the amount of funds held in your account balance at the time the claim arose.

10. Account Suspension and Termination

gm108 reserves the right to suspend or terminate your account at any time, with or without notice, for any of the following reasons:

• Breach of these Terms and Conditions.
• Failure to complete KYC verification within a reasonable timeframe.
• Suspected fraudulent, abusive, or illegal activity.
• Prolonged account inactivity (typically 12 months or more).
• At your request for self-exclusion or account closure.

Upon account closure, any remaining balance will be returned to you via your registered payment method, subject to completion of any pending wagering requirements and verification procedures. Bonus funds and unredeemed loyalty points will be forfeited upon account closure.

You may close your account at any time by contacting customer support. If you wish to self-exclude due to problem gambling concerns, please refer to our Responsible Gaming page for assistance.

11. Governing Law and Dispute Resolution

These Terms and Conditions are governed by and construed in accordance with the laws of the jurisdiction in which gm108 operates. Any disputes arising from or relating to these terms or your use of the Platform will be subject to the exclusive jurisdiction of the courts in that jurisdiction.

In the event of a dispute, you agree to first attempt to resolve the matter informally by contacting gm108 customer support. If the dispute cannot be resolved through informal negotiation, both parties agree to pursue resolution through binding arbitration rather than court litigation, to the extent permitted by applicable law.

12. Contact Information

If you have any questions, concerns, or complaints regarding these Terms and Conditions or any aspect of the gm108 Platform, please contact our customer support team:

• Email: [email protected]
• Live Chat: Available 24/7 on the Platform
• Operating Hours: Customer support operates 24 hours a day, 7 days a week, in Western Indonesia Time (WIB, UTC+7)

Our support team is fluent in both Indonesian and English and is committed to resolving your inquiries promptly and professionally.

Last Updated: January 2026. gm108 reserves the right to modify these Terms and Conditions at any time. Please check this page periodically for updates.